Commercial Real Estate Loan Calculator
Calculate commercial real estate loan payments. Estimate monthly costs for purchasing or refinancing office, retail, warehouse, and industrial property.
Calculate Your Commercial Real Estate Loan Payment
$1,500,000
$100,000$25,000,000
240 months
60 months300 months
7.3%
5.25%12%
25% ($375,000)
15%35%
Requirements for Commercial Real Estate Loan Financing
- 2+ years in business (for owner-occupied)
- 680+ credit score
- DSCR of 1.25x or higher
- 15-35% down payment
What Can You Use Commercial Real Estate Loan Financing For?
Office buildings
Retail spaces
Warehouse and industrial
Multi-family properties
Mixed-use buildings
Special-purpose properties
Pros & Cons
Advantages
- +Build equity in real property
- +Fixed location for your business
- +Potential rental income from extra space
- +Long terms for manageable payments
- +Property appreciation potential
Considerations
- -Large down payment required
- -Property maintenance responsibility
- -Market value fluctuations
- -Less flexibility to relocate
- -Environmental and inspection requirements
Frequently Asked Questions
Ready to Get Funded?
Get pre-qualified in 60 seconds with no impact to your credit score.
Start Your ApplicationQuick Facts
Amount Range$100,000 - $25,000,000
Terms Available60 - 300 months
Typical Rates5.25% - 12%
Down Payment15% - 35%
Funding Speed30-90 days
No credit check required
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Industries We Serve
A medical practice purchasing a $2.5M office buildingA retailer acquiring a $1.2M storefront propertyA logistics company buying a $4M warehouse