Heavy Equipment Financing Calculator
Calculate heavy equipment financing payments for excavators, loaders, dozers, and more. Estimate monthly costs and get pre-qualified for equipment loans.
Calculate Your Heavy Equipment Financing Payment
$175,000
$25,000$2,500,000
60 months
24 months84 months
8.5%
5.49%18.99%
10% ($17,500)
0%25%
Requirements for Heavy Equipment Financing Financing
- 2+ years in construction/excavation
- 620+ credit score
- $250K+ annual revenue
- Equipment experience and work history
What Can You Use Heavy Equipment Financing Financing For?
Excavators and backhoes
Wheel loaders and skid steers
Bulldozers and graders
Cranes and aerial lifts
Compaction equipment
Pavers and milling machines
Pros & Cons
Advantages
- +Essential equipment for construction projects
- +Equipment serves as collateral
- +Long useful life with maintenance
- +Tax benefits through Section 179
- +Increase project capacity
Considerations
- -Significant investment required
- -Transportation between job sites
- -Maintenance and repair costs
- -Fuel consumption expenses
- -Operator training requirements
Frequently Asked Questions
Ready to Get Funded?
Get pre-qualified in 60 seconds with no impact to your credit score.
Start Your ApplicationQuick Facts
Amount Range$25,000 - $2,500,000
Terms Available24 - 84 months
Typical Rates5.49% - 18.99%
Down Payment0% - 25%
Funding Speed2-7 business days
No credit check required
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Industries We Serve
A general contractor financing a $250,000 wheel loader and excavator packageA paving company purchasing $500,000 in milling and paving equipmentAn excavation company expanding with a $175,000 excavator and trailer