Restaurant Equipment Financing Calculator

Calculate restaurant equipment financing for commercial kitchens, ovens, refrigeration, and POS systems. Estimate monthly payments for your restaurant.

Calculate Your Restaurant Equipment Financing Payment

$75,000
$5,000$500,000
48 months
12 months72 months
12.0%
6.99%22.99%
10% ($7,500)
0%25%

Requirements for Restaurant Equipment Financing Financing

  • 6+ months in food service
  • 580+ credit score
  • $100K+ annual revenue
  • Health department compliance

What Can You Use Restaurant Equipment Financing Financing For?

Commercial ovens and ranges
Walk-in refrigerators and freezers
Prep tables and stations
Dishwashers and sanitizers
POS systems and technology
Furniture and fixtures

Pros & Cons

Advantages

  • +Equipment enables restaurant operations
  • +Spread large equipment costs over time
  • +Preserve cash for operations and inventory
  • +Tax deductions available
  • +Professional equipment improves efficiency

Considerations

  • -Restaurant industry has higher failure rates
  • -Stricter requirements for new restaurants
  • -Equipment requires maintenance
  • -Technology changes in POS systems

Frequently Asked Questions

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Quick Facts

Amount Range$5,000 - $500,000
Terms Available12 - 72 months
Typical Rates6.99% - 22.99%
Down Payment0% - 25%
Funding Speed1-5 business days
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No credit check required

Industries We Serve

A new restaurant financing $150,000 in commercial kitchen equipmentA pizzeria purchasing a $35,000 commercial pizza ovenA bar adding $25,000 in draft systems and refrigeration