SBA Business Acquisition Loan Calculator
Calculate SBA loan payments for business acquisitions. Estimate monthly costs for buying an existing business with SBA 7(a) financing.
Calculate Your SBA Business Acquisition Payment
$750,000
$100,000$5,000,000
120 months
60 months120 months
7.8%
6.25%10%
15% ($112,500)
10%30%
Requirements for SBA Business Acquisition Financing
- Relevant industry experience
- 680+ credit score
- Down payment (typically 10-20%)
- Target business must qualify
What Can You Use SBA Business Acquisition Financing For?
Business purchase
Franchise acquisition
Partner buyout
Management buyout
Competitor acquisition
Working capital post-acquisition
Pros & Cons
Advantages
- +Only 10% down payment in many cases
- +Lower rates than conventional acquisition loans
- +Terms up to 10 years
- +Seller financing can count toward equity
- +Working capital can be included
Considerations
- -Lengthy due diligence and approval process
- -Extensive documentation requirements
- -Personal guarantee required
- -Business must meet SBA size standards
- -Change of ownership triggers review
Frequently Asked Questions
Ready to Get Funded?
Get pre-qualified in 60 seconds with no impact to your credit score.
Start Your ApplicationQuick Facts
Amount Range$100,000 - $5,000,000
Terms Available60 - 120 months
Typical Rates6.25% - 10%
Down Payment10% - 30%
Funding Speed45-90 days
No credit check required
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Industries We Serve
A manager buying out retiring owner for $1.2MAn entrepreneur acquiring a $650,000 franchiseA competitor purchasing $2.5M established business