Question 1

How much does a skid steer cost to finance?

Accepted Answer

Skid steer prices range from $25,000 for basic used models to $80,000+ for new large-frame track loaders. Monthly payments typically range from $500-$1,500 depending on price and terms.

Question 2

Should I get a wheeled skid steer or track loader?

Accepted Answer

Wheeled skid steers are faster and better for hard surfaces. Track loaders (CTLs) offer better traction, lower ground pressure, and work better on soft or uneven terrain. Consider your primary applications.

Question 3

Can I finance skid steer attachments?

Accepted Answer

Yes! Attachments like buckets, forks, augers, trenchers, and grapples can often be bundled into equipment financing or financed separately. This helps spread the cost of a fully equipped machine.

Question 4

What's the most popular skid steer brand?

Accepted Answer

Bobcat is the most recognized brand and holds significant market share. CAT, John Deere, Case, Kubota, and New Holland are also popular choices with strong dealer networks.

Question 5

What credit score is needed for skid steer financing?

Accepted Answer

Most programs require a minimum 600 credit score. Better rates are available for scores above 680. New equipment financing may have slightly stricter requirements than used.

Question 6

How many hours is too many on a used skid steer?

Accepted Answer

Skid steers typically provide 5,000-10,000 hours of useful life with proper maintenance. Used units with 2,000-4,000 hours often offer good value. Avoid units over 5,000 hours unless priced accordingly.

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